Terms of Service

1. Conditions of use

By using the Site, you acknowledge that you have read these Terms and agree to comply with them. If you do not agree with these Terms, please do not use the Site.

Information on the Site is provided for general information about SMPG Advisors and its services. A visit, inquiry, or exchange of information through the Site does not by itself create a consulting, recruitment, travel, or other professional-services engagement.

2. Privacy

The Privacy Policy explains how the Site collects and handles information. Please review it before submitting personal information through the contact form.

3. Intellectual property

Unless otherwise indicated, the text, visual materials, branding, and other content published on the Site are owned by or licensed to SMPG Advisors and are protected by applicable intellectual-property laws.

You may view the Site for personal or internal business evaluation. You may not reproduce, redistribute, modify, or commercially use Site content without prior permission from SMPG Advisors, except where applicable law permits that use.

4. Availability and limitation of liability

SMPG Advisors may update, suspend, or withdraw Site content or functionality without notice. Although reasonable care is taken in maintaining the Site, SMPG Advisors does not guarantee that it will always be available, uninterrupted, or free from errors.

To the extent permitted by applicable law, SMPG Advisors is not liable for loss or damage arising from misuse of the Site or reliance on general Site content. Terms for any professional engagement are established separately in the relevant proposal, agreement, or booking documentation.

SMPG Advisors may revise these Terms. The latest revision date appears at the top of this page.

5. Contact

Questions about these Terms may be sent to contact@smpgadvisors.com.